People first banking
Save, borrow and manage your money with a community-owned bank that puts people before profit.
Term Deposit Account
Lock up £5,000 to £85,000 for a 24, 12, 9 or 6 month period and enjoy earning up to 5% interest (T&Cs apply).
Car Loan 5.9% APR
Take the easy route to owning your next car with our simple and affordable Car Loans.
Community-owned banking
Unlike regular banks, profits are invested straight back into the credit union to keep interest rates on loans and savings competitive. Which is good for everyone.
Trust
Join Capital Credit Union and you become a member, not a customer. Your membership gives you a vote in how things are done.
You also enjoy a share in the profits, as every member’s Instant Access Savings account attracts an annual dividend – based on the previous year’s profitability.
Transform your home this winter
Cosy kitchens, luxurious bathrooms, stunning flooring, or even stylish garden decking can be yours. Enhance your home this winter with an affordable personal loan.
Save
By saving up a nest egg you’ll feel confident that you can handle what life throws at you. Includes free savings insurance*
Looking for higher interest savings? You’ll love our Premier and Platinum savings accounts.
Borrow
Borrow from £50 up to £35,000 for when you need a helping hand. Includes free loan protection insurance*
Award-winning service
Voted Best Credit Union (North) in the 2021 Consumer Credit Awards - run by independent review group, Smart Money People. Awards are based on member feedback - and we came top with 4.96 out of 5!
Effortless saving
Save automatically from your wages without any willpower struggles. Members who work for one of our Select Partners - numbering more than 80 and growing - can take advantage of the Payroll Saving Scheme.
Capital Credit Union Lottery
Our optional members lottery pays out a jackpot of £3,000 every month plus a range of other prizes dependant on lottery revenues.
Sign up easily with our app
Follow the simple steps and register your membership on our app.