Credit unions are a bit like banks
Our members can save, borrow, use online banking - even take out their mortgage with us.
However, unlike banks, we're not-for-profit. That means we're completely owned by our members, with no external shareholders.
We build wealth rather than debt because our members save a minimum of £15 a month, and any profits we make go right back into the credit union.
We don't charge early repayment fees*
We don't charge set-up fees
We include free life insurance on savings and loans**
That means the only person who benefits from a credit union... is you.
If you live or work in Edinburgh, the Lothians, Scottish Borders, Falkirk, Clackmannanshire, Fife, Angus and Dundee, you're eligible to become a member of Capital Credit Union.
Credit unions are for everyone. Why not join?
*excluding mortgages and Fast Track Loan ** terms and conditions apply