Together, we make financial sense.

Online banking

The fastest, easiest way to manage your finances

Log in...

Personal Loan

For all the big and little things in life.

From an interview suit to a new bathroom suite - no matter what you need, we can help.


With our Personal Loan, we can lend:

  • up to £20,000, from 3.9% APR (14.9% representative APR)
  • to be repaid over up to five years


Personal Loans include:

If you are not yet a member of Capital Credit Union, you can join at the same time as applying for your loan.

Members continue to meet their regular savings at the same time as repaying their loans, building up a nest egg for when the loan is paid back.

As a responsible lender, all loan decisions at Capital Credit Union are made based on your income, expenditure and ability to repay.

In order to comply with money laundering regulations, before we provide any service, we may search the records of one or more registered credit reference agencies who will provide us with information from the Electoral Register and any other data appropriate to the search.

Loan Amount APR Representative APR
Less than £1,250 24% 26.8%
£1,350 to £10,000 12% 12.7%
£10,100 to £20,000 6% 6.2%