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Personal Loan

For all the big and little things in life.

From an interview suit to a new bathroom suite - no matter what you need, we can help.


With our Personal Loan, we can lend:

  • up to £20,000, from 3.9% APR (14.9% representative APR)
  • to be repaid over up to five years


Personal Loans include:

Loan Amount APR Representative APR
Less than £1,250 from 26.8% 26.8%
£1,250 to £2,500 from 12.6% 14.9%
£2,501 to £5,000 from 10.5% 12.7%
£5,001 to £7,499 from 7.8% 9.9%
£7,500 to £10,499 from 5.1% 9.9%
£10,500 to £15,499 from 4.75% 8%
£15,500 to £20,000 from 4.5% 6.9%

 

* excluding Fast Track Loan

If you are not yet a member of Capital Credit Union, you can join at the same time as applying for your loan.

Members continue to meet their regular savings at the same time as repaying their loans, building up a nest egg for when the loan is paid back.

As a responsible lender, all loan decisions at Capital Credit Union are made based on your income, expenditure and ability to repay.

In order to comply with money laundering regulations, before we provide any service, we may search the records of one or more registered credit reference agencies who will provide us with information from the Electoral Register and any other data appropriate to the search.