Credit unions are a bit like banks

Our members can save, borrow, use online banking - even take out their mortgage with us.

However, unlike banks, we're not-for-profit.  That means we're completely owned by our members, with no external shareholders.

We build wealth rather than debt because our members save a minimum of £15 a month, and any profits we make go right back into the credit union.

  • We don't charge early repayment fees*
  • We don't charge set-up fees
  • We include free life insurance on savings and loans**

That means the only person who benefits from a credit union... is you.

If you live or work in East of Scotland, employed by one of our Select Partners or a member of Community Trade Union, you're eligible to become a member of Capital Credit Union.

Credit unions are for everyone. Why not join?


*excluding mortgages and Fast Track Loan  ** terms and conditions apply