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Borrow with Capital Credit Union

It’s easy to borrow ethically with Capital Credit Union

Anyone who lives or works in Edinburgh, the Lothians, Scottish Borders, Falkirk, Clackmannanshire, Fife, Angus and Dundee or a member of the trade union Community, is eligible to apply for a loan with Capital Credit Union.

We offer a range of products, from our standard Personal Loan, to our unique First Time Buyer Match loan, designed to help get your foot on the housing ladder.

All of our loans include:

If you are not yet a member of Capital Credit Union, you can join at the same time as applying for your loan.

Members continue to meet their regular savings at the same time as repaying their loans, building up a nest egg for when the loan is paid back.

As a responsible lender, all loan decisions at Capital Credit Union are made based on your income, expenditure and ability to repay.

In order to comply with money laundering regulations, before we provide any service, we may search the records of one or more registered credit reference agencies who will provide us with information from the Electoral Register and any other data appropriate to the search.

*excluding mortgages **excluding mortgages
and Fast Track loan


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