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Borrowing with benefits...

Anyone who lives or works in East of Scotland, employed by one of our select partners or a member of the trade union Community, is eligible to apply for a loan with Capital Credit Union.

Borrowing from Capital is simple and straight-forward. With no fees and competitive rates, our ethical approach ensures that borrowing money is a carefully thought out process built around affordability.

Personal Loans are available from £250 - £20,000 and new members can also apply for a loan as soon as they join. We pride ourselves on clear and transparent rates for all members.

Our competitive rates on personal loans are fixed and available to everyone who meets our lending criteria for that product. There are no hidden surprises and the rate we advertise for your product, is the rate you get irrespective of your circumstances.  

All of our loans include:

Members continue to meet their regular savings at the same time as repaying their loans, building up a nest egg for when the loan is paid back.

*excluding mortgages  **excluding mortgages


In order to comply with money laundering regulations, before we provide any service, we may search the records of one or more registered credit reference agencies who will provide us with information from the Electoral Register and any other data appropriate to the search.

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