Bicycle Loan

Want to avoid public transport right now, and get fit at the same time? Whether you are looking for a new way of commuting to work or another form of outdoor exercise our bicycle loans help with getting you in the saddle as quickly as possible. With our bicycle loan you can not only improve your health and wellbeing but with easy repayments, build your financial credibility at the same time.

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5 benefits of switching to a bike today

  • Health & wellbeing: Cycling is probably one of the best outdoor exercises when it comes to your health and wellbeing. Not only do you work out your entire body when riding a bike, but it also helps decreasing stress levels and improving your overall mental health.
  • Safe travel when returning to work: When returning back to work during the coronavirus pandemic, you will get some fresh air when cycling to work and avoid crowded public transportation - decreasing the risk of contracting the virus.
  • Environment: Cycling doesn't only help you improve your health and wellbeing, but it is also good for the environment. Less cars in traffic equals less emissions in the air. Something our planet will thank you for!
  • Save time: Tired of being stuck at red traffic lights for hours? Use one of Scotland's many bike lanes and navigate the way to your destination faster. Less time in traffic means more time for the important things in life.
  • Save money: Purchasing a bike is a one-off investment. Maintenance costs are much lower compared to a car, and you don't need expensive fuel to get around.


Benefits of borrowing from Capital Credit Union

  • Competitive interest rates guaranteed not to change after approval
  • Flexible loan repayments up to 5 years
  • Continue to make regular savings as you borrow
  • No set up fees
  • No admin charges (excluding top-ups to some existing loans)
  • No early repayment penalties
  • Free loan protection insurance

*In the event of your death, your loan will be paid off in full (terms and conditions apply).