Capital Swift Loan

When fast access to cash can make a real difference.

Your boiler breaks down, your windscreen shatters, your new job messes up your first pay - sometimes life jumps up and bites you, and you need cash fast.

The Capital Swift Loan is designed to offer a quick solution to financial curve-balls.

  • Borrow up to £500 (26.8% representative APR)
  • Get a same-day decision
  • Pay it back within 9 months

The Capital Swift Loan includes:


*excluding Fast Track loan

The Capital Swift Loan is available to members who have not missed any payments with creditors over the previous 12 months.

If you are not yet a member of Capital Credit Union, you can join at the same time as applying for your loan.

Members continue to meet their regular savings at the same time as repaying their loans, building up a nest egg for when the loan is finished.

As a responsible lender, all loan decisions at Capital Credit Union are made based on your income, expenditure and ability to repay. 

In order to comply with money laundering regulations, before we provide any service, we may search the records of one or more registered credit reference agencies who will provide us with information from the Electoral Register and any other data appropriate to the search.