Capital Swift Loans

When fast access to cash can make a real difference.

Your boiler breaks down, your windscreen shatters, your new job messes up your first pay - sometimes life jumps up and bites you, and you need cash fast. With our Capital Swift Loan and Capital Swift Extra Loan, you can apply for a fast and affordable loan and get a same day decision.

 

Capital Swift Loan

The Capital Swift Loan is designed to offer a quick solution to financial curve-balls. You can borrow up to £500 at 26.8% APR to be paid back within 9 months. Apply now

 

Capital Swift Extra Loan

The Capital Swift Extra Loan is designed for our members who need a quick solution to an unexpected financial challenge. You can borrow up to £1,000 at 16% APR to be paid back anytime between 9 months to 24 months. Apply now

 

Loan	Capital Swift Loan	Capital Swift Extra Loan
Membership	Yes	Minimum 6 months
Credit rating	Good	Good - Excellent
Proof of employment	Required	Required
Repayment Period	9 months	Between 9 and 24 months
% APR	26.8%	16%
Life Savings Insurance	Yes	Yes
Loan Protection Insurance	Yes	Yes
Top up an existing loan*	Yes	Yes
Set up fees	No	No
Administration fees	No	No
Early repayment penalties	No	No

 

Members continue to meet their regular savings at the same time as repaying their loans, building up a nest egg for when the loan is paid back.

As a responsible lender, all loan decisions at Capital Credit Union are made based on your income, expenditure and ability to repay.

In order to comply with money laundering regulations, before we provide any service, we may search the records of one or more registered credit reference agencies who will provide us with information from the Electoral Register and any other data appropriate to the search.

*Subject to loan terms and conditions.