Car Loan

Steer clear of the crowds with our new car loan. Buying a car is exciting and has never been so easy. Organise your finances from the comfort of your own home and be prepared to get the car you're looking for. Knowing what you have to spend before you select your new car makes the purchase more straight forward. With our car loan, you can borrow up to £20,000 from 3.9% APR with fixed repayments over 1 to 5 years.

Apply now!


Benefits of borrowing from Capital Credit Union

  • Competitive interest rates guaranteed not to change after approval
  • Flexible loan repayments up to 5 years
  • Continue to make regular savings as you borrow
  • No set up fees
  • No admin charges (excluding top-ups to some existing loans)
  • No early repayment penalties
  • Free loan protection insurance

*In the event of your death, your loan will be paid off in full (terms and conditions apply). 


Illustrative Example:

Borrow £5,000 at 16% APR with monthly repayments of £118.82.

Car loan amount £5,000
Repayment period 60 months
Monthly repayments £118.82
% APR 16%


Loan Calculator

We have a loan to suit all your needs

  • or
  • £2500.00
    at 16.00% APR
  • £86.60
    per month
  • 36
    over 3 years
  • £3117.68
  • £617.68

This summary is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.  Capital Credit Union cannot be held responsible for any errors or omissions. Please note your final payment may be at a reduced amount.