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First Time Buyer Deposit Match

Saving for your first flat? You’re halfway home already with our First Time Buyer Deposit Match.

No matter how much you’ve saved or where you’ve saved it, we can match it with a loan of between £5,000 and £15,000. That means you’d have £10,000 to £30,000 deposit, straight off.

We can lend members:

  • £5,000 to £10,000 at 9.1% representative APR, or
  • £10,001 to £15,000 at 7.4% representative APR
  • to be repaid over up to five years

The First Time Buyer Deposit Match is available to:

  • members aged 18 and over, wanting to buy their first home
  • who have been in continuous permanent employment for at least six months
  • who can provide proof of offer, and proof of saving
  • funds are paid directly to the solicitor.

The First Time Buyer Deposit Match includes:

*excluding Fast Track loan


Proof of offer and savings required.

As a responsible lender, all loan decisions at Capital Credit Union are made based on your income, expenditure and ability to repay.