Thank You NHS Loan

As we are relying on those who support us, keep us well and save lives, we are offering our NHS members a loan package to say thank you. With our lowest rate, alongside our no fees or settlement charges, you will have an exceptional opportunity to borrow from us. 


Our Thank You NHS Loan at a glance

We want to give back and provide our NHS members with an opportunity to access affordable credit with the best we have to offer. 

Maximum amount £2,500
Repayment Period 36 months
Representative APR 3.9%
Loan Protection Insurance Yes
Set up fees No
Administration fees No
Early repayment penalties No



  • Capital Credit Union membership, join now and get instant access to this offer
  • Proof of NHS employment*
  • Full credit reference
  • New borrowing only, no additional top up to existing loans


Illustrative Examples

Loan amount % APR Term (months) Monthly repayment Total amount payable Total interest
£1,000 3.9% 12  £85.07 £1,020.88 £20.88
£2,000 3.9% 24  £86.70 £2,080.81 £80.81
£2,500 3.9% 36  £73.62 £2,650.44 £150.44


Members continue to meet their regular savings at the same time as repaying their loans, building up a nest egg for when the loan is paid back.

As a responsible lender, all loan decisions at Capital Credit Union are made based on your income, expenditure and ability to repay.

In order to comply with money laundering regulations, before we provide any service, we may search the records of one or more registered credit reference agencies who will provide us with information from the Electoral Register and any other data appropriate to the search.

*Anyone who lives or works in the East of Scotland and is employed by one of the NHS trusts is eligible to apply.

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