This Cookie Policy was last updated on 17 August 2026 and applies to citizens and legal permanent residents of the United Kingdom.
1. Introduction
Our website, https://www.capitalcreditunion.com (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.
2. What are cookies?
A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.
3. What are scripts?
A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.
4. What is a web beacon?
A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.
5. Cookies
5.1 Technical or functional cookies
Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.
5.2 Statistics cookies
We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website. We ask your permission to place statistics cookies.
5.3 Advertising cookies
On this website we use advertising cookies, enabling us to gain insights into the campaign results. This happens based on a profile we create based on your behaviour on https://www.capitalcreditunion.com. With these cookies you, as website visitor, are linked to a unique ID but these cookies will not profile your behaviour and interests to serve personalized ads.
Because these cookies are marked as tracking cookies, we ask your permission to place these.
5.4 Marketing/Tracking cookies
Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.
5.5 Social media
On our website, we have included content from Facebook, X (Formerly Twitter), LinkedIn and Instagram to promote web pages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Facebook, X (Formerly Twitter), LinkedIn and Instagram. This content is embedded with code derived from Facebook, X (Formerly Twitter), LinkedIn and Instagram and places cookies. This content might store and process certain information for personalized advertising.
Facebook, X (Formerly Twitter), LinkedIn and Instagram are located in the United States.
6. Placed cookies
Tawk
Functional
Tawk
Functional
Usage
We use Tawk for chat support. Read more about Tawk
Sharing data
For more information, please read the Tawk Privacy Statement.
Wistia
Statistics, Marketing/Tracking
Wistia
Statistics, Marketing/Tracking
Usage
We use Wistia for video display. Read more about Wistia
Sharing data
For more information, please read the Wistia Privacy Statement.
Statistics
Name
Expiration
Function
Marketing/Tracking
Name
Expiration
Function
Elementor
Statistics (anonymous)
Elementor
Statistics (anonymous)
Usage
We use Elementor for content creation. Read more about Elementor
Sharing data
This data is not shared with third parties.
Statistics (anonymous)
Name
Expiration
Function
Google reCAPTCHA
Functional, Marketing
Google reCAPTCHA
Functional, Marketing
Usage
We use Google reCAPTCHA for spam prevention. Read more about Google reCAPTCHA
Sharing data
For more information, please read the Google reCAPTCHA Privacy Statement.
GDPR Cookie Consent
Functional
GDPR Cookie Consent
Functional
Usage
We use GDPR Cookie Consent for cookie consent management. Read more about GDPR Cookie Consent
Sharing data
This data is not shared with third parties.
Functional
Name
Expiration
Function
Google Analytics
Statistics
Google Analytics
Statistics
Usage
We use Google Analytics for website statistics. Read more about Google Analytics
Sharing data
For more information, please read the Google Analytics Privacy Statement.
Statistics
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Facebook
Marketing/Tracking, Marketing, Functional
Marketing/Tracking, Marketing, Functional
Usage
We use Facebook for display of recent social posts and/or social share buttons. Read more about Facebook
Sharing data
For more information, please read the Facebook Privacy Statement.
Marketing
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Functional
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
iThemes Security
Functional
iThemes Security
Functional
Usage
We use iThemes Security for security and fraud prevention. Read more about iThemes Security
Sharing data
For more information, please read the iThemes Security Privacy Statement.
Functional
Name
Expiration
Function
Google Fonts
Marketing
Google Fonts
Marketing
Usage
We use Google Fonts for display of webfonts. Read more about Google Fonts
Sharing data
For more information, please read the Google Fonts Privacy Statement.
Google Maps
Marketing
Google Maps
Marketing
Usage
We use Google Maps for maps display. Read more about Google Maps
Sharing data
For more information, please read the Google Maps Privacy Statement.
Twitter
Functional, Marketing
Functional, Marketing
Usage
We use Twitter for display of recent social posts and/or social share buttons. Read more about Twitter
Sharing data
For more information, please read the Twitter Privacy Statement.
Functional
Name
Expiration
Function
Marketing
Name
Expiration
Function
LinkedIn
Preferences, Marketing, Functional, Statistics
Preferences, Marketing, Functional, Statistics
Usage
We use LinkedIn for display of recent social posts and/or social share buttons. Read more about LinkedIn
Sharing data
For more information, please read the LinkedIn Privacy Statement.
Preferences
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Marketing
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Functional
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Statistics
Name
Expiration
Function
Name
Expiration
Function
Instagram
Marketing/Tracking
Marketing/Tracking
Usage
We use Instagram for display of recent social posts and/or social share buttons. Read more about Instagram
Sharing data
For more information, please read the Instagram Privacy Statement.
Complianz
Functional
Complianz
Functional
Usage
We use Complianz for cookie consent management. Read more about Complianz
Sharing data
This data is not shared with third parties. For more information, please read the Complianz Privacy Statement.
Functional
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Hotjar
Statistics, Functional
Hotjar
Statistics, Functional
Usage
We use Hotjar for heat maps and screen recordings. Read more about Hotjar
Sharing data
For more information, please read the Hotjar Privacy Statement.
Statistics
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Google Adsense
Marketing, Statistics
Google Adsense
Marketing, Statistics
Usage
We use Google Adsense for showing advertisements. Read more about Google Adsense
Sharing data
For more information, please read the Google Adsense Privacy Statement.
Marketing
Name
Expiration
Function
Name
Expiration
Function
HubSpot
Preferences, Marketing, Functional
HubSpot
Preferences, Marketing, Functional
Usage
We use HubSpot for marketing automation (automated email marketing). Read more about HubSpot
Sharing data
For more information, please read the HubSpot Privacy Statement.
Preferences
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Functional
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Miscellaneous
Purpose pending investigation
Miscellaneous
Purpose pending investigation
Usage
Sharing data
Sharing of data is pending investigation
Purpose pending investigation
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
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Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
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Expiration
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
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Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
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Expiration
Function
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Expiration
Function
Name
Expiration
Function
Name
Expiration
Function
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Expiration
Function
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
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Expiration
Function
7. Consent
When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. As soon as you click on "Save preferences", you consent to us using the categories of cookies and plug-ins you selected in the pop-up, as described in this Cookie Policy. You can disable the use of cookies via your browser, but please note that our website may no longer work properly.
7.1 Manage your consent settings
8. Enabling/disabling and deleting cookies
You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.
Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.
9. Your rights with respect to personal data
You have the following rights with respect to your personal data:
- You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
- Right of access: You have the right to access your personal data that is known to us.
- Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
- If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
- Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
- Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.
To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you, but you also have the right to submit a complaint to the supervisory authority (the Information Commissioner's Office (ICO)).
10. Contact details
For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:
Equity Release Scotland
Capital Credit Union
Credit Union House
31 Dunedin Street
Edinburgh
EH7 4JG
United Kingdom
Website: https://www.capitalcreditunion.com
Email: contactus@ex.comcapitalcreditunion.com
Phone number: 0131 225 9901
This Cookie Policy was synchronised with cookiedatabase.org on 18 September 2026.