Banking that belongs to you.
Savings, loans and mortgages, with clear terms and people you can actually call.
Subject to status and affordability. Membership eligibility criteria apply.
Everything your money needs, in one place.
Savings
Tax-free ISAs and regular saving, with eligible deposits FSCS protected up to £120,000.
All savings
Loans
Borrow from £500 to £25,000 on straightforward terms, with no charge for repaying early.
All loans
Mortgages
For buying your first home, moving or remortgaging, with our own mortgage adviser.
All mortgagesMortgages may carry arrangement fees, always disclosed upfront.
What you can count on.
- 36,000+
- Members
- 1989
- Established
A team you can talk to
A UK team who answer the phone, know your name, and stay with you.
Straightforward by design
Clear terms shown upfront, with no surprise fees and no charge for repaying a loan early.
Protected and regulated
Authorised and regulated in the UK, with eligible deposits protected up to £120,000 by the FSCS.
What members say.
Read the reviews, opens in a new tab“Been a member for 35 years. I use it to pay for our family holidays, it comes off my wages and after the first couple of months you don’t miss it.”
“Always a pleasure dealing with CCU. Advisors are very knowledgeable, helpful and friendly.”
“I can always speak to someone helpful, and I like the ethics of this bank. I am 72 and appreciate the human being on the phone, which is always answered promptly.”
Do it all from your phone.
Manage your savings, loans and mortgage wherever you are. Free on iOS and Android.
- Transfers and payments
- Balances and statements
- Biometric login
A better home for your money.
Open an account in minutes, with no monthly membership fees.
Subject to status and affordability. Membership eligibility criteria apply. Your home may be repossessed if you do not keep up repayments on your mortgage.