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Golfer Membership Finance | Capital Credit Union
Golfer Membership Finance

Spread the cost of
your golf membership

Pay for your annual club membership in instalments instead of one lump sum.

Spread the cost over 3 to 12 months
11.6% APR representative
No early repayment fees
Free loan protection insurance included (T&Cs apply)

Subject to status and affordability. Membership eligibility criteria apply.

See eligible clubs
Golfer Membership Finance
Representative APR 11.6% Fixed, subject to status
Term3 to 12 months
Early repaymentNo fees
Representative example

Borrow £500 over 12 months at 11.6% APR representative (fixed). 12 monthly repayments of £44.33. Total amount repayable £531.96. At least 51% of approved customers receive the representative APR or lower.

Capital Credit Union is a preferred finance supplier to Scottish Golf, working with clubs across the country to make membership more affordable.

Verify on Scottish Golf
Eligible clubs

Is your club taking part?

Golfer membership finance is available at clubs across Scotland. Search for your club below to check whether you can spread the cost of your membership.

    Can't see your club? It may not offer membership finance yet. Ask your club to get in touch with Scottish Golf to opt in, and they can start offering it to members.
    How it works

    From the first tee to the fairway

    Spreading the cost of your membership takes a few minutes. New and existing members are both welcome.

    1

    Check your club

    Use the search above to confirm your club offers golfer membership finance.

    2

    Apply with Capital

    Apply online in a few minutes. New members can join and apply at the same time.

    3

    We review it

    We assess affordability like any responsible lender and come back with a clear decision.

    4

    Club paid, you're a member

    Once approved, we pay your club and you repay us in regular instalments by direct debit.

    Prefer to follow along step by step?

    Joining and applying for golf membership finance A step-by-step visual walkthrough, without Open Banking
    Why Capital

    Fair lending, no catches

    No early repayment fees

    There is no charge for repaying early or making overpayments. The rate you are quoted is the full cost.

    Free loan protection insurance

    Included with membership. Subject to eligibility and policy terms. View full details.

    Repay your way

    Pay by direct debit, or straight from your salary if you work for one of our employer partners. Find out more.

    For golf clubs

    Are you a golf club?

    This page is for golfers spreading the cost of their membership. If you represent a club and want to offer membership finance to your members, we can help you get set up.

    Golf club partnerships
    Common questions

    Questions. Answered.

    These FAQs relate specifically to golfer membership finance. For general questions about membership and repayments, visit our full loans FAQ.

    View all loan FAQs →
    Yes, as long as your club is one of our participating clubs and you are a member of Capital Credit Union or eligible to join. Use the search above to check your club, then apply online. We assess affordability like any responsible lender. Membership eligibility criteria apply.
    You can spread the cost of your membership over 3 to 12 months. The amount you can borrow is based on the price of your membership and our affordability assessment.
    Golfer membership finance is available at participating clubs across Scotland. Use the club search above to check whether yours is taking part. The list is kept up to date as more clubs come on board.
    There are no early repayment fees, so you can repay early or make overpayments at no extra cost. The rate you are quoted is the complete cost of your loan.
    Loan protection insurance is included with your membership at no extra cost. If you pass away, the outstanding balance on your loan may be cleared. This is subject to eligibility and policy terms. View full details.
    If you think you may miss a payment, please contact us as early as possible and we will do our best to help. Please note that if two consecutive payments are missed, your golf club membership may be placed on hold and your playing rights suspended until the account is brought up to date.
    Yes. Capital Credit Union is a preferred finance supplier to Scottish Golf. You can verify this on the Scottish Golf website.
    For help with your loan, application, repayments or membership, our team is happy to help. Visit our contact page or browse the help centre. For anything about your club membership itself, contact your golf club directly.
    Ready to apply?

    Play on, spread the cost

    Spread the cost of your golf membership. Fair rates, no early repayment fees.

    Common questions

    Subject to status and affordability. Membership eligibility criteria apply.