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Golf Club Partnerships | Capital Credit Union
Golf club partnerships

Let members pay monthly. Your club is paid in full, upfront.

Offer membership finance to your golfers and let them spread the cost of their annual fees over affordable instalments. Your club receives the full amount straight away, and there is no cost or credit risk to you.

Opt in and express your interest See how it works

Members apply directly to Capital Credit Union, subject to standard affordability checks.

Preferred finance supplier

Capital Credit Union is the preferred finance supplier to Scottish Golf, working with clubs across the country to make membership more affordable for their golfers. Affiliated clubs can opt in directly through Scottish Golf.

View us on the Scottish Golf website
Why offer it

Good for members, easy for the club

Membership finance helps more golfers join and renew, and helps retention hold up, without adding cost, risk or admin at your end.

Win and keep members

Monthly instalments make joining and renewing easier to say yes to, helping your club grow and retain golfers.

Paid in full, fast

Your club receives the full membership amount, typically within 24 hours of settlement, with a clear report for every financed membership.

No credit risk

You receive the full loan amount and any non-payment is ours to deal with, never yours. The risk sits entirely with Capital.

No admin for your team

We handle applications, payments and any follow-up. There are no payment plans for your club to set up or manage in-house.

How to opt in

Up and running in a few simple steps

Getting set up is straightforward, and our team is with you throughout. Clubs affiliated to Scottish Golf opt in through Scottish Golf; clubs elsewhere in the UK are welcome too.

1

Register your interest

Opt in via the Scottish Golf form and we will arrange a quick call.

2

Free set-up and onboarding

We handle the regulatory side, complete the paperwork with you and get your club ready to go.

3

Members apply to us

Golfers apply online through Capital Credit Union, with standard affordability checks.

4

Club paid, we manage repayments

Your club is paid in full, upfront. We collect the instalments and handle any missed payment follow-up.

Clubs already on board

In good company

Golf clubs across the country already offer membership finance to their golfers. Search below to see whether a club is on board, or add yours to the list.

    Not on the list yet? Your club can join in a few minutes. Opt in and express your interest, and we will help you get set up.
    Why Capital

    A partner that shares your values

    We are a member-owned credit union, not a lender chasing profit. That shapes how we look after your members.

    Preferred Scottish Golf supplier

    Recognised by Scottish Golf as their preferred finance supplier, so your members are in trusted hands.

    Member-owned, not profit-driven

    We are owned by our members, not shareholders, so golfers are treated as people, not accounts.

    Responsible lending only

    Every application is subject to affordability. We lend fairly, in a way that reflects your club's values.

    Support, start to finish

    Our team looks after onboarding, promotion and member applications, so it never becomes work for your club.

    In their words

    Hear from Scottish Golf and East Renfrewshire Golf Club

    Scottish Golf, Capital and East Renfrewshire Golf Club on what membership finance looks like in practice, from cash flow to retention.

    Common questions

    Questions from clubs

    The things golf clubs most often ask before offering membership finance. For anything specific to your club, our partnerships team is happy to help.

    Talk to our team →
    No. There are no set-up fees and no running costs for your club. Onboarding is simple, and our team supports you throughout.
    No. Your club receives the full loan amount, and any non-payment is our responsibility, not yours. The credit risk sits with Capital.
    Your club receives the full membership amount, typically within 24 hours of settlement, with reports provided for every financed membership.
    Members repay Capital directly, usually by direct debit, over the term of their loan. There is nothing for your club to collect or chase.
    We handle the regulatory setup as part of onboarding, so your club stays compliant without anything complex to manage. Our team walks you through it.
    Yes. We welcome golf clubs from across the UK. If your club is not affiliated to Scottish Golf, get in touch with Capital and we will set you up directly.
    Become a partner

    Give your members a fairer way to pay

    Offer membership finance at no cost or credit risk to your club, and help more golfers spread the cost of playing. It takes a few minutes to opt in.

    Opt in and express your interest

    Prefer to talk first? Email our partnerships team at cthomson@capitalcreditunion.com