Help more supporters become season ticket holders.
Offer season ticket finance through Fair Fan Finance, and let supporters spread the cost over manageable monthly instalments. It is free for your club to join, there is no credit risk to the club, and you are paid upfront.
Supporters apply directly to Capital Credit Union, subject to standard affordability checks.
Good for supporters, easy for the club
Season ticket finance helps more supporters commit, and helps renewals hold up, without adding cost, risk or admin at your end.
Free to join
No set-up fees and no running costs. The partnership never costs your club a penny.
No credit risk
Supporters borrow from us and repay us. The club carries none of the lending risk.
Paid upfront
Your club is paid in full for the season ticket while the supporter spreads the cost.
Supports renewals
Spreading the cost makes a season ticket more affordable, helping sales and renewals.
Up and running in a few simple steps
We manage the finance from end to end, so your team can stay focused on ticketing and matchday.
Register your interest
Tell us you would like to offer season ticket finance and we will arrange a quick call.
Free set-up and onboarding
We confirm your ticketing process and give you ready-to-use supporter communications.
Supporters apply to us
Supporters apply online through Capital Credit Union, with standard affordability checks.
Club paid, we manage repayments
Your club is paid upfront. We handle repayments and any missed payment follow-up.
In good company
Supporters across the Scottish game already spread the cost of their season ticket with Capital.
Why Hibernian chose Capital
The club on picking a local, member-owned partner for season ticket finance, and what it has meant for their supporters.
In the video, Hibernian report over 14,000 season ticket holders, a club record.
We were looking for a local, trusted partner that shared our values and a community driven ethos. It wasn't just about fair finance, it was about finding a partner that the club could trust.
Commercial Director, Hibernian FC
The club has always been rooted in community, fairness and inclusion. Partnering with Capital Credit Union is great for us because they reflect those very same principles.
Chief Executive, Hibernian FC
And it works for supporters
Spreading the cost is often what turns an intention into a season ticket. Here is what it means to a lifelong Hibernian supporter.
It has been so easy going with Capital Credit Union. Getting along every week and not really noticing a financial impact is the most important thing for me.
Andrew Jeffrey, Hibernian season ticket holder for over 30 years
A partner that shares your values
We are a member-owned credit union, not a lender chasing profit. That shapes how we look after your supporters.
Responsible lending
Every application is subject to affordability. We lend fairly, in a way that reflects your club's values.
Member-owned
We are owned by our members, not shareholders, so supporters are treated as people, not accounts.
Minimal admin
We manage the finance process end to end, including repayments and any missed payment follow-up.
Established partnerships
Clubs across Scottish football already offer Fair Fan Finance to their supporters.
Make season tickets more affordable.
Offering Fair Fan Finance is free, carries no credit risk, and takes just a few minutes to get started. Tell us a little about your club and we will take it from there.