Annual general meeting
Once a year the credit union reports back to the people who own it. Every member aged 18 and over is invited, and every member has one vote, whatever the size of their savings.
Date to be confirmed
Our next annual general meeting
The date of our next annual general meeting has not yet been set. Once the board confirms it, we will publish the notice, the agenda and all supporting papers on this page, and members will be contacted directly.
If you would like to be notified, or you have a question about attending or voting, please get in touch.
What happens at the AGM
If you have never been to one, it is more straightforward than it sounds. The AGM is where the board accounts for the year to the membership, and where members make the decisions that only members can make.
Who can come
Any member aged 18 or over. You do not need to prepare anything, and you are welcome simply to listen.
What gets decided
- The annual report and accounts
- Any dividend on savings
- Election of directors
- Any changes to our rules
- Appointment of the auditor
How voting works
One member, one vote. A member with £10 in savings carries exactly the same weight as a member with £10,000. That is the part that makes us a credit union rather than a bank.
2025 annual general meeting
Everything put to members at our last annual general meeting, together with our rules and our audited accounts. Free for any member to read.
Tuesday 16 December 2025, 7pm
Held as a hybrid meeting, with members able to attend in person at our Broughton office or join online.
No dividend was declared for the 2024/25 financial year. The board's stated priority was protecting the credit union's reserves.
Reports and accounts
Word documents will download rather than open in your browser. If you would prefer a PDF, a large print version, or a printed copy of any document on this page, please ask and we will send one.
Attending, voting, or getting hold of a document in another format.
Our board, our senior team, and the standards we are held to.