Become a member
When you join Capital, you become an owner of the credit union, not just a customer. It takes a few minutes, and you can do it online or in person.
Join online
Apply from your phone or computer in a few minutes, whenever suits you. Most people are verified straight away, with nothing to send us.
Start your application , opens in a new tabJoin in branch
Rather do it face to face? Pop into our Edinburgh branch and we will help you join, no appointment needed.
From application to member
Four steps, and most of it happens the moment you apply.
Check you can join
Most people in the UK qualify. Check in under a minute.
Apply
Online in a few minutes, or in person at our branch.
Confirm your identity
Usually automatic. Now and then we ask for a document or two.
You are a member
Start saving, borrow when you need to, and have your say in how we are run.
Not sure about something? Ask us before you apply. We are happy to talk it through.