We look after your loan, so your loved ones don't have to

Every loan you take with Capital Credit Union comes with free Loan Protection Insurance. If the worst should happen and you pass away, we clear the outstanding balance, so your family is never left paying off your loan.

Included free. Nothing to apply for.

The essentials

What is covered

£20,000

Maximum loan amount covered

25 years

Maximum loan term covered

Age 70

Covered until your 70th birthday

Peace of mind

What this means for you

Loan Protection Insurance is our way of making sure a loan never becomes a worry for the people you care about. If you pass away with a balance still owing, the insurance repays it in full. There is nothing to sign up for, nothing extra to pay, and no separate policy to manage. It is simply part of being a member.

Free with every eligible loan
Clears the outstanding balance in full
Included automatically, nothing to arrange

Good to know

Loan Protection Insurance policies are held by the credit union, not each individual member. Members receive these free protections as a benefit of membership. Loan Protection Insurance cover is not guaranteed and may be subject to change as market conditions and circumstances dictate.

Subject to eligibility and policy terms. Membership eligibility criteria apply.

Read the full Loan Protection Policy (PDF)

Borrow with a little extra reassurance

Every one of our loans comes with this cover built in. Take a look at what we offer, or join us to get started.

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