Spread the cost of roof and exterior work
Borrow for roofing, gutter clearing and exterior property maintenance carried out by Opal Access Group, and repay over fixed monthly instalments you can plan around.
- No arrangement fees, ever
- Fixed monthly repayments
- Freedom to repay early
Subject to status and affordability. Membership eligibility criteria apply.
Roofing and exterior maintenance, funded by Capital Credit Union. See the full rates and terms below.
Representative example: borrow £10,000 over 60 months, you would make 60 monthly repayments of £202.29. Total amount repayable would be £12,137.14. 7.9% APR (fixed).
Property Maintenance Loan
Spread the cost of roofing and exterior property maintenance carried out by Opal Access Group, over fixed monthly repayments.
What it covers
- Roofing repairs and full roof replacements
- Roof and gutter cleaning
- Moss and debris removal
- High-level cleaning and exterior building maintenance
- Access inspections, minor repairs and preventative maintenance
Examples of typical costs. Opal Access Group will confirm the price of your own job. This loan can only be used for work carried out by Opal Access Group.
Loans are provided by Capital Credit Union. Opal Access Group acts solely as an introducer and service provider and is not the lender. All lending decisions are made by Capital Credit Union.
Fixed for the life of the loan. Your rate depends on how much you borrow.
Rates by amount
*Terms depend on how much you borrow: £500 to £7,499 over 3 to 60 months, £7,500 to £14,999 over 12 to 60 months, and £15,000 to £25,000 over 12 to 84 months.
See what your loan could cost
Set your amount and term. Your rate follows the band your amount falls into.
Illustrative estimates only and do not constitute an offer of credit. Figures are rounded to the nearest pound, so totals may not exactly equal monthly repayment times term. Exact amounts appear on your loan agreement. At least 51% of approved customers receive the representative APR or lower. Your actual rate may vary. Loans subject to status, affordability and eligibility. Missing payments could increase the total amount payable and may affect your credit file. Capital Credit Union reserves the right to amend or withdraw this offer at any time. Membership eligibility criteria apply.
Four steps from apply to funded
If you are already a member, sign in and apply. If you are not, you can join and apply together.
Apply online
Tell us how much you want, over what term, and which service you are funding. It takes a few minutes from your phone.
We check eligibility
We confirm your credit standing and that the loan is affordable for you.
You get a clear decision
We come back to you promptly with a yes, a no, or any questions we still need to settle.
Funds paid to you
Once you sign your agreement and we pass a few final checks, we pay the loan into your account, so you can settle up with Opal Access Group and get the work under way.
The reassurance of a member-owned lender
Competitive rates, no setup or early repayment fees, and a straightforward application for your property work.
Free loan protection insurance
Your loan comes with free protection insurance up to a defined age. If you pass away, the outstanding balance may be repaid, subject to eligibility criteria and policy terms. View full insurance terms.
Owned by our members
Any surplus we make strengthens the credit union and benefits our members, not outside shareholders.
No setup fees, repay early anytime
There are no setup, arrangement or early repayment fees, and you can repay early without penalty. The rate you are quoted is the complete cost of your loan.
Get the work under way
A few minutes to apply, a clear decision, and repayments you can plan around.
Subject to status and affordability. Membership eligibility criteria apply.