Join Capital Credit Union

We’re the largest credit union in East Scotland and strive to play a big role in strengthening our community through our People Helping People ethos.

We do this by helping you develop regular saving habits, borrow ethical loans, and build your financial resilience through our educational resources and support.


How to join:


Benefits of joining

  • Ethical approach - we care about you. You’re a member not a customer. No hidden fees.
  • Save - every member saves at least £15 a month. By saving up a nest egg you’ll feel confident that you can handle what life throws at you. Free savings insurance*
  • Borrow money - competitive rates on loans and mortgages. For those big expenses you need a helping hand for. Free loan protection insurance*
  • Bonus - option to enter monthly lottery draws. Get paid £5 for each friend or family member you refer. More cash in your pocket.

* terms and conditions apply.


Am I eligible to join?

If you live or work in the East of Scotland, employed by one of our Select Partners or are a member of Community Trade Union, then you're eligible to become a member.


What is a credit union?

A Credit Union is like a bank but not-for-profit. Any surplus generated is paid back as a dividend to all our members.

We build wealth rather than debt. Our members save a minimum of £15 a month.


What our members say:


Proud partners of:

Keep up to date with Capital Credit Union by signing up for our e-newsletters