Legal Services Loan
Flexible loan options from 7.9% APR to help you manage the cost of legal services through Gilson Gray.
Eligible?
You must be a client with Gilson Gray to qualify for this loan. All loans are subject to affordability and our lending criteria.
Free loan protection insurance*
We offer free loan protection for peace of mind. *terms and conditions apply
Repay early without penalties
You’re in control and can repay your loan early whenever you like.
This summary is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Capital Credit Union cannot be held responsible for any errors or omissions. Please note your final payment may be at a reduced amount. Only loans over £15,000 can be repaid up to 10 years. All personal loans below £15,000 have a maximum repayment period of 5 years.
Choose the loan that's right for you
This structure provides tailored interest rates based on loan amounts, ensuring affordability and accessibility for borrowers at different financial levels. Use our Loan Calculator above by selecting the relevant loan.
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Tier 1 - Small Loans (£200-£7,499):
Interest Rate: 11.6% APR
Details: Perfect for short-term borrowing to cover immediate legal expenses, legal consultations, conveyancing, or minor related costs. This tier ensures that smaller financial needs are met quickly, helping firms maintain operations without the burden of high interest. Clients would not be penalised by fees if they paid off their loans early.
Maximum Repayment Period: 3-60 months -
Tier 2 - Mid-Range Loans (£7,500-£14,999):
Interest Rate: 7.9% APR
Details: Tailored for individuals with more significant financing needs, such as funding larger cases, divorce settlements, or extensive litigation costs. This tier offers more affordable borrowing for those requiring additional resources to manage complex or protracted legal matters.
Maximum Repayment Period: 12-60 months -
Tier 3 - High-Range Loans (£15,000-£25,000):
Interest Rate: 7.9% APR
Details: Tailored for individuals with more significant financing needs, such as funding larger cases, divorce settlements, or extensive litigation costs. This tier offers more affordable borrowing for those requiring additional resources to manage complex or protracted legal matters.
Maximum Repayment Period: 12-120 months
Choose the loan that's right for you
For an overview of the potential cost of borrowing, use our Loan Calculator above by selecting the relevant loan.
-
Small Loans (£200-£7,499):
Interest Rate: 11.6% APR
Details: Perfect for short-term borrowing to cover immediate legal expenses, legal consultations, conveyancing, or minor related costs. This loan is designed to help cover smaller financial needs, with the added benefit of no early repayment fees if you choose to pay it off early.
Maximum Repayment Period: 3 months to 5 years -
Larger Loans (£7,500-£25,000):
Interest Rate: 7.9% APR
Details: Tailored for individuals with more significant financing needs, such as funding larger cases, divorce settlements, or extensive litigation costs. This loan offers more affordable borrowing for those requiring additional resources to manage complex or protracted legal matters.
Maximum Repayment Period: 12 months to 5 years (loans over £15,000 can be repaid up to 7 years)
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- Note: During the duration of your loan repayment, we lock in any current savings against your loan as security. This helps us with our initial assessment and loan liability but also continues our ethos of maintaining savings and having a pot of money available to you at the end of your loan. Members will be unable to withdraw shares which are held as security against unsecured borrowing unless in an emergency situation. In the event you require accessible savings, we offer a second share account to allow you to save and access your money whilst you have a loan.
- Capital Credit Union offers flexible finance options to Gilson Gray clients, making it easier to manage and spread the cost of legal fees. Gilson Gray LLP acts as an Introducer Appointed Representative, registration number 1032142. Loans are subject to status and affordability. Terms and conditions apply. Gilson Gray LLP, 29 Rutland Square, Edinburgh, EH1 2BW.