Join
Season Ticket Finance

Spread the cost of
your season ticket

Pay for your season ticket in instalments instead of one lump sum.

Spread the cost over 3 to 12 months
11.6% APR representative
No hidden fees or penalties
Free loan protection insurance included (T&Cs apply)

Subject to status and affordability. Membership eligibility criteria apply.

See partner clubs
Season Ticket Finance
Representative APR 11.6% Fixed, subject to status
Term3 to 12 months
FeesNone
Representative example

Borrow £500 over 12 months at 11.6% APR representative (fixed). 12 monthly repayments of £44.33. Total amount repayable £531.96. At least 51% of approved customers receive the representative APR or lower.

Our clubs

Available at these clubs

Season ticket finance is available to supporters of the clubs below.

Why Capital

Fair lending, no catches

No hidden fees or penalties

No arrangement fees and no charge for repaying early. The rate you are quoted is the full cost.

Free loan protection insurance

Included with membership. Subject to eligibility and policy terms. View full details.

Repay your way

Pay by direct debit, or straight from your salary if you work for one of our employer partners. Find out more.

From the stands

Hear it from the fans

One supporter on what it means to be in their seat every matchday.

Andrew Jeffrey, Hibernian season ticket holder for over 30 years

How it works

From your club to your seat

You start on your club's website and finish with us. New and existing members are both welcome.

1

Order with your club

Choose your season ticket on your club's website as you normally would.

2

Choose Capital at checkout

At the payment step, choose Capital Credit Union or the finance option. You'll be redirected to us.

3

Join and apply in one

Complete your membership and loan application together. We review it and come back with a clear decision.

4

Club paid, ticket active

Once your signed agreement passes our final checks, we pay your club and your season ticket is activated. You then repay us in regular instalments by direct debit.

Need a hand?

Who to contact

We handle the finance. Your football club handles the season ticket itself. Here's where to go so you reach the right team first time.

The ticket

Your football club

For anything about the season ticket itself, contact your club's ticket office, not us:

  • Changing or moving your seat
  • Adding or reducing the number of tickets
  • Matchday access, collection or renewals
  • Transfers or upgrades

Ticket office details are on your club's official website. Have your supporter or membership number to hand.

The finance

Capital Credit Union

For anything about the loan, our team is here to help:

  • Your application or a lending decision
  • Repayments, direct debits and your balance
  • Loan protection insurance queries
  • Membership and account questions

How to apply: choose Capital at your club's checkout, or apply directly here. New and existing members welcome.

Common questions

Questions. Answered.

These FAQs relate specifically to our season ticket finance. For general questions about membership and repayments, visit our full loans FAQ.

View all loan FAQs →
Yes, as long as the season ticket is with one of our partner clubs and you are a member of Capital Credit Union or eligible to join. You start your order on the club's website and choose Capital at the payment step. We then assess affordability like any responsible lender. Membership eligibility criteria apply.
You can spread the cost of your season ticket over 3 to 12 months. The amount you can borrow is based on the price of your season ticket and our affordability assessment.
Season ticket finance is available to supporters of Hibernian, Dundee, St Mirren, St Johnstone, Dunfermline Athletic, Falkirk, Ross County and Arbroath.
Once your application is approved and your signed agreement passes our final checks, we pay your club directly and your season ticket is activated. The club manages the ticket from there, so any questions about collection or matchday access go to their ticket office.
No. There are no hidden fees and no penalties. There is no arrangement fee and no charge for repaying early or making overpayments. The rate you are quoted is the complete cost of your loan.
Loan protection insurance is included with your membership at no extra cost. If you pass away, the outstanding balance on your loan is cleared. This is subject to eligibility and policy terms. View full details.
Anything to do with the season ticket itself, such as changing your seat, the number of tickets, matchday access or refunds, is handled by your football club's ticket office, not by us. We can help with everything about the finance: your application, repayments, your balance and your membership. See who to contact for more.
For help with your loan, application, repayments or membership, our team is happy to help. Visit our contact page or browse the help centre. For anything about the season ticket itself, contact your club's ticket office.
Ready to apply?

Be there for every matchday

Spread the cost of your season ticket. Fair rates, no hidden fees.

Common questions

Subject to status and affordability. Membership eligibility criteria apply.