Make the switch with green energy loans
Choose a partner-installed energy loan for solar, heat pumps and batteries through the Greener Energy Group, or fund your own EV and green energy upgrades.
- No fees
- Fixed monthly repayments
- Freedom to repay early
Representative APR. Subject to status and affordability. Membership eligibility criteria apply.
Representative example: borrow £7,500 over 48 months at 7.9% APR (fixed), you would make 48 monthly repayments of £182.75. Total amount repayable would be £8,771.76.
Two ways to borrow green
Going through the Greener Energy Group for an install? Use the Greener Energy Group Loan. Sourcing something green yourself, like an EV? The Self-Arranged Green Loan is the one for you.
Greener Energy Group Loan
For solar, heat pumps and battery storage, surveyed and fitted by the Greener Energy Group.
representative
- Borrow £4,000 to £25,000
- 9.5% APR on £4,000 to £7,499 (12 to 60 months)
- 7.9% APR on £7,500 to £25,000 (12 to 84 months*)
*84-month (7-year) terms apply to borrowing of £15,000 and over. Below £15,000, terms run 12 to 60 months.
Self-Arranged Green Loan
For EVs, e-bikes, home efficiency and other green purchases you source from a supplier of your choice.
representative*
- Borrow £7,500 to £25,000
- Terms from 12 to 84 months*
- You choose the supplier, we fund the purchase
*At least 51% of approved customers receive the representative APR or lower; your actual rate may vary. The 84-month (7-year) maximum term applies to borrowing of £15,000 and over; below £15,000, terms run 12 to 60 months. Loans subject to status, affordability and our lending criteria.
See what your green loan would cost
Adjust the sliders or tap any value to type an exact amount, and see your estimated monthly repayments.
Greener Energy Group Loan only.
Borrowing £4,000 to £7,499: 12 to 60 months.
Illustrative estimates only and do not constitute an offer of credit. Figures are rounded to the nearest pound, so totals may not exactly equal monthly repayment × term. At least 51% of approved customers receive the representative APR or lower; your actual rate may vary. Loans subject to status, affordability and our lending criteria. The potential cost saving from a sustainable initiative is not considered as part of the affordability assessment. Currently not available for business loans. Missing payments could increase the amount payable and may affect your credit file. Membership eligibility criteria apply.
A loan that works as hard as your upgrade
We price green borrowing to encourage it, and keep the terms simple so the saving on your project isn't eaten up by the cost of the loan.
Repay early without penalties
Overpay or settle in full at any time at no extra cost. If a grant comes through later, put it straight towards the balance, penalty-free. You only pay interest for the time you actually borrow.
No fees, ever
No setup charges and no administration fees. The rate you see is the cost of the loan, with nothing added on top.
Free loan protection
Free loan protection insurance covers your loan up to your 70th birthday, giving you and your family extra peace of mind. Subject to eligibility and policy terms. View full details.
Explore savings with Greener Energy Group
Get a quote from the Greener Energy Group for any of these, and the Greener Energy Group Loan spreads the cost over a term that suits you.
Solar panels
Generate your own clean electricity.
Heat pump systems
Efficient, lower-carbon home heating.
Battery storage
Store the energy you generate for later.
We'll ask for a quote or estimate from the Greener Energy Group for the installation you're funding. Subject to status and affordability.
Green energy, expertly installed
We've partnered with the Greener Energy Group to offer members green energy solutions, including solar installations, heat pump systems and battery pack integration, which may help drive down your energy costs. Pair them with a Green Loan to spread the cost.
The Greener Energy Group handle qualifying installations such as solar, heat pumps and battery storage. You don't need to be an existing Greener Energy customer to take a Green Loan, anyone who qualifies under our Common Bond is welcome to apply.
Visit Greener Energy GroupWhy Greener Energy Group
- Specialist green energy installers
- Serving members across Scotland and England
- Handled from survey to switch-on
A real solar install, funded by a Green Loan
Watch Laura Young's experience of installing solar panels with the Greener Energy Group, using a Capital Credit Union Green Loan.
Greener Energy Group, step by step
Two infographics from the Greener Energy Group show exactly how the main installs work, from first quote to switch-on.
Greener choices you source yourself
Prefer to use your own supplier, even for solar or a heat pump? The Self-Arranged Green Loan covers a wide range of home and travel upgrades, and new or used vehicles both qualify.